Coeur d'Alene, IdahoSTR Bonus Depreciation Market Profile · #39 in the DepreciMax Top 50

Why Coeur d'Alene ranks #39 for STR bonus depreciation

Coeur d'Alene ranks #39 because Idaho's full §168(k) conformity stacks state benefit on federal, and the Lake Coeur d'Alene / Silver Mountain inventory carries above-average 15-year improvement stacks — private docks, boat slips, hot tubs, fire pits, wraparound decks. The 23.7% market-median bonus-eligible % holds up across the p25–p75 price band ($625k–$1.15M), and the higher absolute price point translates into one of the larger Year-1 deduction figures in the Top 50: ~$185k on a median lakefront purchase.

What drives Coeur d'Alene's bonus depreciation profile?

Coeur d'Alene STRs lean on the amenity categories the IRS classifies as 15-year land improvements — private dock or boat slip, hot tub or spa, wraparound deck / covered porch, fire pit, outdoor kitchen. All 100% bonus-eligible in Year 1 under §168(k). Lakefront land-value ratios in the Coeur d'Alene corridor typically run low once you get on the water — improvements dominate purchase basis, which pushes more of the price into the depreciable stack. Combined with recreation-driven demand from downtown Coeur d'Alene, Silver Mountain, and Schweitzer, that amenity density holds the market-median bonus-eligible % at 23.7%.

Does Idaho conform to federal §168(k) bonus depreciation?

Investors capture the entire federal-plus-state Year 1 benefit. On a median-priced $780k Coeur d'Alene STR, that's ~$68k in federal savings at a 37% bracket plus ~$11k in Idaho state savings at 5.8% flat — combined ~$79k in Year 1. Model with your CPA before committing.

Common bonus-eligible amenities in Coeur d'Alene STRs

Prevalence of 15-year land improvements we typically see across Coeur d'Alene short-term rentals — all 100% bonus-eligible in Year 1 under IRS §168(k):

Coeur d'Alene vs Kanab vs Savannah — bonus depreciation comparison

Coeur d'Alene and the two DepreciMax Top 50 markets ranked immediately adjacent by median bonus-eligible %. The comparison is intentionally close-ranked so the deltas that matter — price point, Diamond density, state §168(k) conformity — are directly visible.

Deeper comparative reading: The best STR markets for bonus depreciation in 2026.

Coeur d'Alene bonus depreciation calculator (by zip code)

The Coeur d'Alene market spans downtown Coeur d'Alene, Hayden, Post Falls, and the surrounding Panhandle corridor — sub-markets with materially different STR economics. The calculator below has a zip dropdown — switch it to your area. The bonus-eligible percentage (Coeur d'Alene's market-typical 23.7%) stays constant across zips because it reflects the property type, not the location.

Coeur d'Alene zip code comparison

Looking for a deeper read on your specific property, not just the market median? Run the $99 Coeur d'Alene property report — our AI analyzes 7–9 listing photos against the IRS classification rules and returns a line-item §168(k) estimate closely calibrated to a formal $5K–$8K cost seg study.

Representative listings & deductions

Three representative Coeur d'Alene listings spanning entry, mid, and high price tiers. Year 1 deduction is estimated as a range around the Coeur d'Alene market bonus-eligible average (23.7% ± 3 percentage points). Click any card to run a full property report to tighten to one exact number.

Entry — Coeur d'Alene

$625,000

3 bd · 2 ba · 1,900 sqft

Home near Post Falls, ID 83854

Est. Year 1 Deduction

$129k–$167k

~$48k–$62k federal savings @ 37%

Get DepreciMax Breakdown On This Property →

Mid — Coeur d'Alene

$780,000

4 bd · 3 ba · 2,600 sqft

Home near Hayden, ID 83835

Est. Year 1 Deduction

$161k–$208k

~$60k–$77k federal savings @ 37%

Get DepreciMax Breakdown On This Property →

High — Coeur d'Alene

$1,150,000

5 bd · 4 ba · 3,600 sqft

Lakefront home near Coeur d'Alene, ID 83814

Est. Year 1 Deduction

$238k–$307k

~$88k–$114k federal savings @ 37%

Get DepreciMax Breakdown On This Property →

How to use this data to underwrite a Coeur d'Alene STR deal

The market-median numbers on this page are a screening tool, not a final answer. Here's how STR investors and their CPAs actually convert a market rank + median bonus-eligible % into an underwriting number for a specific offer — particularly in a market like Coeur d'Alene, where the spread across individual listings is wider than the top-tier lake markets.

1. Screen the deal against the market median. If a Coeur d'Alene listing is priced within the p25–p75 range ($625k–$1.15M) and looks like a typical lake or lake-adjacent STR, the market-median 23.7% bonus-eligible is a defensible screening estimate. That gives you a Year-1 deduction range you can plug into an initial underwriting model in about 60 seconds — before you invest CPA time or offer-drafting effort.
2. Weight amenity signals more heavily here than in top-tier lake markets. Coeur d'Alene's 39% Diamond density means the median-to-Diamond gap is real. Properties with the full lakefront outdoor stack — private dock or boat slip, hot tub, wraparound deck, fire pit — trend toward the Diamond tier at 24%+ bonus-eligible. Properties with minimal outdoor amenities — off-water condos, plain subdivision homes in Post Falls or the outer corridor without dock rights — trend toward the Bronze tier at 18–20%. Use the amenity checklist to categorize before you commit.
3. Model the offer with the deduction baked in. Take the estimated Year-1 deduction × your federal marginal rate (typically 37% for high-earner STR investors) = federal tax savings. Add this to your effective Year-1 cash-on-cash return. On a $780k Coeur d'Alene STR at 23.7% bonus-eligible, that's ~$68k in federal savings plus ~$11k in Idaho state savings at 5.8% flat — combined ~$79k in Year 1.
4. Verify with a $99 property-level report before you sign. Once you're past screening and preparing to make an offer, run the specific property through DepreciMax's photo-analysis pipeline. The $99 report tightens the estimate to a single number, line-items the 5-year / 15-year / 39-year breakdown, and delivers a calibrated Year-1 number closely calibrated to a formal cost segregation study's bonus-eligible %. Your CPA can build the return directly from this output; a formal engineered study (typically $5,000–$8,000) is only necessary post-closing for IRS-defensible filing on very large deductions or high-scrutiny audit risk.

For further reading on the pre-offer bonus-depreciation workflow, see how to use §168(k) before closing on a short-term rental. To catch missed prior-year bonus depreciation using Form 3115, see the Form 3115 catch-up guide.