Mountain / lake · Pennsylvania

Poconos, PA short-term rental cost segregation calculator

Model Year-1 §168(k) bonus depreciation on a typical Poconos, PA short-term rental. Inputs pre-filled with the Poconos's Top 50 median land ratio (12.0%) and bonus-eligible percentage (26.7%) from the DepreciMax 2026 Short-Term Rental Bonus Depreciation Study, n=27 scored listings. Adjust anything to model your specific property.

Direct answer: On the Poconos, PA Top 50 median STR ($669,000 purchase, 26.7% bonus-eligible), a cost segregation study identifies about $178,623 as 5- and 15-year §168(k)-eligible property in Year 1. At a 32% federal marginal bracket, that's roughly $57,159 in Year-1 federal tax savings against W-2 income when §469(c)(2) STR loophole treatment applies. Pennsylvania decouples from federal §168(k) for Personal Income Tax (PIT) — STR investors add back the entire bonus deduction on the PA return, but the low 3.07% flat rate keeps the total state timing hit under $5,000 on a $150k federal deduction.

Poconos, PA short-term rental — Top 50 medians

Median STR price
$669,000
Land-value ratio
12.0%
Bonus-eligible %
26.7%
Year-1 §168(k) deduction
$178,623
Year-1 federal tax savings (32% bracket)
$57,159

The Pocono Mountains region (Lake Harmony, Tannersville, Jim Thorpe, Blakeslee) is the highest-volume STR market in the Northeast. Extremely low 12% median land ratio + Camelback / Big Boulder ski / summer lake demand = one of the highest bonus-eligible percentages in the Top 50.

Data source: DepreciMax Top 50 STR Bonus Depreciation Market Study, snapshot 2026-07-18 (methodology v1.1). 27 scored listings for this market. Land ratio from FHFA WP 19-01 zip-level assessor data. Bonus-eligible % from per-listing Path-A scoring, Airbnb-weighted market medians. State conformity: partial per DepreciMax state-conformity dataset (CC BY 4.0). Values refresh annually.
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Run the calculator with Poconos, PA presets

Open the free DepreciMax cost segregation calculator pre-loaded with Poconos, PA's Top 50 median inputs. Adjust price, bracket, gross rental, and operating expenses to model your specific property. No signup required for the base estimate.

Open Poconos, PA calculator → Run a $99 property report

Common questions about Poconos, PA cost segregation

How much bonus depreciation can I claim on a Poconos, PA short-term rental?

On the DepreciMax Top 50 median Poconos, PA STR ($669,000 purchase price, 26.7% bonus-eligible per §168(k)), the Year-1 deduction is approximately $178,623. At a 32% federal marginal bracket, that translates to about $57,159 in Year-1 federal tax savings — offsetting W-2 income when the STR loophole under §469(c)(2) applies. Pennsylvania decouples from federal §168(k) for Personal Income Tax (PIT) — STR investors add back the entire bonus deduction on the PA return, but the low 3.07% flat rate keeps the total state timing hit under $5,000 on a $150k federal deduction. Source: DepreciMax Top 50 STR Bonus Depreciation Study, snapshot 2026-07-18.

Does Pennsylvania conform to federal bonus depreciation for short-term rentals?

Pennsylvania decouples from federal §168(k) for Personal Income Tax (PIT) — STR investors add back the entire bonus deduction on the PA return, but the low 3.07% flat rate keeps the total state timing hit under $5,000 on a $150k federal deduction. Federal §168(k) savings remain the bulk of the Year-1 tax benefit either way. See the DepreciMax Pennsylvania state conformity page for the exact treatment.

What's the median bonus-eligible percentage for the Poconos short-term rentals?

Poconos, PA's median bonus-eligible percentage is 26.7% of purchase price, per the DepreciMax 2026 Top 50 Short-Term Rental Bonus Depreciation Study (snapshot 2026-07-18, n=27 scored listings). The Pocono Mountains region (Lake Harmony, Tannersville, Jim Thorpe, Blakeslee) is the highest-volume STR market in the Northeast. Extremely low 12% median land ratio + Camelback / Big Boulder ski / summer lake demand = one of the highest bonus-eligible percentages in the Top 50. Individual properties vary — a $99 DepreciMax property report analyzes 7-9 property photos with AI to produce a line-item breakdown closely calibrated to a formal $5,000-$8,000 cost segregation study.

Related resources for Poconos, PA STR investors

Poconos market page

Deeper the Poconos-specific market data — density of high-bonus properties, comparable listings, and market rank in the DepreciMax Top 50.

All 10 market calculator variants

Compare bonus-eligible percentages and Year-1 savings across the 10 highest-volume STR markets side-by-side.

Property-specific report ($99)

AI photo analysis of your specific the Poconos property — line-item breakdown closely calibrated to a formal $5,000-$8,000 cost seg study.

Pennsylvania state conformity

Exact Pennsylvania treatment of federal §168(k) bonus depreciation for STR investors.

DepreciMax 2026 STR Study

197 US STR markets ranked by bonus depreciation potential. the Poconos's 26.7% comes from this dataset.

DepreciMax vs. formal cost seg study

When to use the DepreciMax $99 estimate vs. commissioning a $5,000-$8,000 engineering study on your the Poconos STR.

Federal §168(k) bonus depreciation assumes the property qualifies for the STR exception under IRC §469(c)(2) and the taxpayer materially participates. Recapture caveat: 5-yr and 15-yr bonus-eligible property is §1245 — on sale, that depreciation is recaptured as ordinary income at rates up to 37%. Bonus dep is a Year-1 deferral, not a permanent tax savings, unless the investor 1031s, dies with stepped-up basis, or sells in a low-income year. Pennsylvania conformity reflects 2026 rules verified against primary state DOR sources. OBBBA made 100% bonus permanent for property placed in service after 1/19/2025. This tool is for educational scenario use only — not tax advice. Verify with your CPA before relying on these numbers.