Home · STR Regulations · Destin, FL
Verified Aug 16, 2026 · Primary Sources Cited

Destin, FL Short-Term Rental Regulations

Current permit-cap status, minimum-stay requirements, owner-occupancy rules, and jurisdiction breakdown for short-term rentals in Destin. Every field is cited to a primary source below. Always verify the specific parcel with the operating jurisdiction before writing an offer.

Destin, FL regulatory profile

Last material change: No material ordinance amendment identified through the verification date; core Chapter 13, Article VI framework has been in place since the mid-2010s.
Mixed
Summary

The City of Destin requires annual STR registration under Code of Ordinances Chapter 13, Article VI, with STRs permitted in 13 of the city's 20+ zoning districts and an overall occupancy cap of 24 persons per property; unincorporated Okaloosa County parcels around Destin have no STR-specific ordinance.

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Notes for investors

Destin's STR framework is documented but permissive by Emerald Coast standards. Every single-family STR must register annually with the City by March 1 (renewal window January 1 - March 1; $50 late fee thereafter). Registration must include address, lot/block, and identification of a local responsible party within 30 miles of the property (Sec. 13-107 and 13-114); a sign identifying the management company and 24-hour contact number must be posted on-site. Overnight occupancy is capped at 2 persons per bedroom plus 4 additional persons, with a hard citywide ceiling of 24 persons regardless of bedroom count, enforced from 10:00 pm to 7:00 am. STRs are permitted in 13 of Destin's 20+ zoning districts - confirm the parcel's zoning designation before offer. Florida state sales tax (6%) plus Okaloosa County Tourist Development Tax (5%) are collected on all rentals; platforms remit for most listings. Adjacent unincorporated Okaloosa County parcels (Miramar Beach, portions of Sandestin) have no STR-specific ordinance and follow county-wide land-use rules only.

Permit required
Yes

Operating jurisdictions · primary sources

City of Destin
Incorporated City of Destin, Okaloosa County; Code of Ordinances Chapter 13, Article VI (Registration of Short-Term Rentals - Single-Family)
https://www.cityofdestin.com/DocumentCenter/View/7040/CITY-OF-DESTIN-CODE-OF-ORDINANCES---Short-Term-Rental
City of Destin STR FAQ
Registration process, deadlines, and zoning-district eligibility
https://www.cityofdestin.com/faq.aspx?TID=19
Destin Chapter 13, Article VI (Municode)
Codified STR registration chapter (Section 13-107 application, related sections)
https://library.municode.com/Fl/destin/codes/code_of_ordinances?nodeId=PTIICOOR_CH13LIPEMIBURE_ARTVIRESHRMRESIMI
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Verified as of 2026-08-16DepreciMax targets quarterly re-verification

Frequently asked questions · Destin STR regulations

Are short-term rentals legal in Destin, FL?

Short-term rentals in Destin are classified as mixed as of 2026-08-16. The City of Destin requires annual STR registration under Code of Ordinances Chapter 13, Article VI, with STRs permitted in 13 of the city's 20+ zoning districts and an overall occupancy cap of 24 persons per property; unincorporated Okaloosa County parcels around Destin have no STR-specific ordinance.

Is there a short-term rental permit cap in Destin?

No, Destin does not enforce a numeric permit cap based on primary sources reviewed. No numeric citywide cap in Chapter 13, Article VI. Practical constraint is the zoning-district limit (STRs allowed in 13 of the city's 20+ districts) plus the 24-person overnight occupancy ceiling.

What is the minimum-stay requirement for short-term rentals in Destin?

The primary source does not specify a minimum stay for short-term rentals in Destin.

Does Destin require owner-occupancy for short-term rental permits?

Destin does not require owner-occupancy for short-term rental operators as of 2026-08-16. Verify the specific parcel with the operating jurisdiction before offering, as owner-occupancy rules interact with zoning overlays.

How can I check if a specific property in Destin qualifies for short-term rental use?

Contact the operating jurisdiction directly using the primary-source links published on this page. Zoning, HOA restrictions, and pending regulatory changes are parcel-specific and can override the citywide profile above. DepreciMax's $99 property report separately sizes the Year-1 §168(k) bonus depreciation deduction for a specific address, once regulatory clearance is confirmed.

How do I estimate the Year-1 bonus depreciation on a specific Destin property?

Once you've verified the regulatory profile of a listing you're considering, run a $99 DepreciMax property report to size the actual Year-1 §168(k) bonus depreciation deduction. The report analyzes the listing photos to classify finishes as 5-year personal property, 15-year land improvements, or 39-year structural — producing a line-item estimate closely calibrated to a formal cost seg study.

Where do I check other STR markets?

Use the DepreciMax STR Regulations Database for the full top-50 market fleet — every market cited to a primary jurisdiction source, updated quarterly.

Not legal or tax advice. Short-term rental regulations change frequently and vary by parcel, zone, and HOA. The information on this page is a summary of publicly available primary sources as of 2026-08-16. Before acting — buying, listing, or operating a short-term rental in Destin — verify current rules with the operating jurisdiction and consult a local attorney and CPA.